Pay History
The last 24 months matter the most
Credit Card Balances
Lower balances means higher scores
Thanksgiving
What are you thankful for?
It's a Marathon
Just keep running
The Slight Edge
One simple strategy repeated over time can change your credit
The "8 F's"
Personal Development
Motivational Quotes
How to keep at it and stay tough
Quitters, Campers, and Climbers
Borrowed from Orrin Woodward
Inquiries
How much it hurts.
IRA, 401K, Retirement Income
What's up with financials?
Four Trends
Four trends in this world today
What If I File BK?
How to re-establish credit
I'm Late... What Now?
Payments already late....what do I do about it.
Debt Limit
As our Federal government debates debt...
What's Important?
Visiting Dylan
Quotes to Ponder!
Here are some quotes to make us ponder.
Revolution!
1776 to 2011.....time for a credit revolution
Dominating Question
Three speaking gigs last week, one question was dominant.
Online Credit Agencies?
Good or bad: the "free" credit reports?
Types of Accounts
One of the five areas of scoring is "Types of Accounts"
Saving Money Through Taxes
Lower taxes with home based business
Judgments and Liens
Should someone pay off or leave judgments and liens?
Self Helper Errors
Many try to fix their own credit
Words to Ponder
Quotes from the book L.I.F.E.
Pay History
How you pay is only 35% of score
Retirement Incomes
Yahoo Finance gives two changes to be set to retire.
Coupons & Budgets
Saving hundreds on food and meals
Collection Accounts
Paying off collection accounts helps...right?
Did You Know?
I spoke Saturday in Ft. Wayne and some questions were interesting.
Re-establish Credit
After a BK, re-affirming a car loan is one of the best methods!
Budgets, the Fun Part....Not!
Budgeting envelopes
L.I.F.E.
Living Intentionally For Excellence
Types of Accounts
Credit scoring is about 5 factors, one of which is "types of accounts"
Consumer Spending
American consumers have now completed three straight months of more consumer debt!
Money Back Guarantee
My 1-year Credit Coaching Plan comes with many features.
Financial Regs!
Financial Regulations will mean what exactly?
Rich Dad, Poor Dad
I finished the newest book by Robert Kiyosaki this weekend
Americans Using More Debt Again!
Recent numbers show Americans using debt again...good idea?
New Year Resolution
When it comes to credit, what's a good resolution for 2011?
Cause & Effect
The Law of Cause & Effect is always in play!
Credit Card Balances
I allowed my Mastercard to go over the 30% balance ratio just to see what happened to my score!
Types of Accounts
The scoring system grades each of us on 5 factors. One of those is our types of accounts
What I'm Hearing
More seem to be "just short" of the credit score they need for the loan.
Financial Folly
My new book: FINANCIAL FOLLY. Seven Smart Financial Decisions that Lower Your Credit Score is now available.
Real Wealth Weekly
The Real Wealth Weekly radio/internet program talks credit scores with Dan Ridenour
Business Credit
Interesting credit survey results from small business
Store Credit Cards: Part 2
This is a companion response from the August 11th blog on opening up store cards...yes or no?
Client Credit Score Increases
Many clients have increased credit scores when they follow strategies
Should I Co-sign?
Under what circumstances should I co-sign
Inquiries on Credit
How much will inquiries lower the credit score?
FreeCreditReport.com and the Like
Are these credit bureau owned monitoring services a good idea?
Credit Scores Dropping
July results show more people with lower scores
Store Credit Cards....Yes or No?
Opening Store Credit Cards will impact a credit score.
Medical Collections Question
I received a question from a client
Why A Consumer Credit Score Matters: Part 3
Employment Changes
Why A Consumer Credit Score Matters: Part 2
Insurance Premiums
Why A Consumer Credit Score Matters: Part 1
Money you borrow